Carol J. Ventura, Donald S. Gudhus Women and Retirement Planning

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Retirement used to be funded by defined benefit plans, pensions, and Social Security, but thats not always the case anymore. With the economy shifting and Social Security funding marked by uncertainty, it has become important for individuals to fund their own retirement accounts. The best way to do this is by saving money in individual plans, such as 401(k)s, 403(b)s, and IRAs.The overall economy isnt the only thing thats changed. Many women are now the primary financial decision makers in their householdseven though historically women have been underserved by the financial community.This guidebook seeks to help you make financial decisions that will promote financial security for yourself and your family; compare investment choices and pick the ones that are best for you; manage the tax implications of withdrawals; and pursue strategies that improve your chances of maximizing returns.The cost of retirement continues to go up, along with health-care costs and prices for necessities like food and gasoline. Its time to take responsibility for your retirement; you can start today with Women & Retirement Planning.